INSURANCE

Money or your life or both?

A good friend once told me 'There is no such thing as a widow with too much money'. Life cover forms the bedrock of our financial planning.

Financial planning should be compared to building a house with the two primary questions being:

What would happen to my plans for me and my family if I died?

What would happen to my plans for me and my family if I was ill?

It follows naturally that these two questions need to be answered and addressed with 'premium spend' being directed here first before their savings and investments are put in place. If these foundations are not sound, then a 'life glitch' will undermine the 'financial house' and it will fall down.