PENSIONS

General Information

If you haven't set up a pension yet, then armed with these basics it is now time to ask your financial adviser to obtain some quotations from pension providers. There is no time like the present. Once you have a range of options to consider you can then compare and contrast what's on offer.

No one will suggest that a pension should be the be all and end all of your personal finance arrangements. But putting one in place is an important long-term investment decision. Even if retirement seems a long way off right now, just think of what life would be like if a state pension of the equivalent of £80 a week was all you had to live on.

What happens when I reach retirement age?

Well, to begin with, don't leave it until you do actually reach retirement age before deciding what to do.

There are many options available for you and your pension pot, which may affect your Personal tax planning and have possible inheritance tax implications, and to that end we have produced a brochure outlining the current options available.

Download the Retirement Options Brochure